Rizka Tri Cahyaning Ati, and Diah Krisnaningsih. “ANALYSIS OF USER ACCEPTANCE OF THE MULTIPURPOSE FINANCING ANALYSIS APPLICATION AT BANK SYARIAH X WITH THE UTAUT MODEL ”. International Journal Multidisciplinary (IJMI), vol. 2, no. 4, Apr. 2025, pp. 310-25, doi:10.61796/ijmi.v2i4.329.